LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,510
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,112
−HK$1,628/mo
Today · 4.125%
HK$54,740
baseline
▲ 0.50% · 4.625%
HK$58,071
+HK$3,331/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,480/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,304
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,559/mo
Today · 4.125%
HK$60,400
baseline
▲ 0.50% · 4.625%
HK$63,584
+HK$3,184/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,800/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,812
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,734
−HK$1,954/mo
Today · 4.125%
HK$65,688
baseline
▲ 0.50% · 4.625%
HK$69,685
+HK$3,997/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$131,376/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,765
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,609
−HK$1,871/mo
Today · 4.125%
HK$72,480
baseline
▲ 0.50% · 4.625%
HK$76,301
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$144,960/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,114
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,357
−HK$2,279/mo
Today · 4.125%
HK$76,636
baseline
▲ 0.50% · 4.625%
HK$81,299
+HK$4,663/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,272/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,226
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,377
−HK$2,183/mo
Today · 4.125%
HK$84,560
baseline
▲ 0.50% · 4.625%
HK$89,017
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,120/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,718
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,602
−HK$2,930/mo
Today · 4.125%
HK$98,532
baseline
▲ 0.50% · 4.625%
HK$104,527
+HK$5,995/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,064/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,147
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,914
−HK$2,806/mo
Today · 4.125%
HK$108,720
baseline
▲ 0.50% · 4.625%
HK$114,451
+HK$5,731/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,440/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,053 · Scale 2, in force from 26 Feb 2026)