LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,516
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,118
−HK$1,628/mo
Today · 4.125%
HK$54,746
baseline
▲ 0.50% · 4.625%
HK$58,077
+HK$3,331/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,492/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,848
−HK$1,559/mo
Today · 4.125%
HK$60,407
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,184/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,814/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,819
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,742
−HK$1,953/mo
Today · 4.125%
HK$65,695
baseline
▲ 0.50% · 4.625%
HK$69,693
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,390/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,617
−HK$1,871/mo
Today · 4.125%
HK$72,488
baseline
▲ 0.50% · 4.625%
HK$76,309
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,976/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,122
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,365
−HK$2,279/mo
Today · 4.125%
HK$76,644
baseline
▲ 0.50% · 4.625%
HK$81,308
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,288/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,235
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,387
−HK$2,183/mo
Today · 4.125%
HK$84,570
baseline
▲ 0.50% · 4.625%
HK$89,027
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,140/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,728
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,612
−HK$2,931/mo
Today · 4.125%
HK$98,543
baseline
▲ 0.50% · 4.625%
HK$104,539
+HK$5,996/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,086/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,159
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,926
−HK$2,806/mo
Today · 4.125%
HK$108,732
baseline
▲ 0.50% · 4.625%
HK$114,464
+HK$5,732/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,464/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,161 · Scale 2, in force from 26 Feb 2026)