LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,516
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,118
−HK$1,628/mo
Today · 4.125%
HK$54,746
baseline
▲ 0.50% · 4.625%
HK$58,078
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,492/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,848
−HK$1,559/mo
Today · 4.125%
HK$60,407
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,184/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,814/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,819
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,742
−HK$1,954/mo
Today · 4.125%
HK$65,696
baseline
▲ 0.50% · 4.625%
HK$69,693
+HK$3,997/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,392/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,617
−HK$1,872/mo
Today · 4.125%
HK$72,489
baseline
▲ 0.50% · 4.625%
HK$76,310
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,978/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,122
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,366
−HK$2,279/mo
Today · 4.125%
HK$76,645
baseline
▲ 0.50% · 4.625%
HK$81,309
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,290/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,235
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,387
−HK$2,183/mo
Today · 4.125%
HK$84,570
baseline
▲ 0.50% · 4.625%
HK$89,028
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,140/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,729
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,613
−HK$2,930/mo
Today · 4.125%
HK$98,543
baseline
▲ 0.50% · 4.625%
HK$104,540
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,086/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,160
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,926
−HK$2,807/mo
Today · 4.125%
HK$108,733
baseline
▲ 0.50% · 4.625%
HK$114,464
+HK$5,731/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,466/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,166 · Scale 2, in force from 26 Feb 2026)