LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,518
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,120
−HK$1,629/mo
Today · 4.125%
HK$54,749
baseline
▲ 0.50% · 4.625%
HK$58,080
+HK$3,331/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,498/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,313
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,560/mo
Today · 4.125%
HK$60,410
baseline
▲ 0.50% · 4.625%
HK$63,594
+HK$3,184/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,820/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,822
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,745
−HK$1,953/mo
Today · 4.125%
HK$65,698
baseline
▲ 0.50% · 4.625%
HK$69,696
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,396/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,776
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,620
−HK$1,872/mo
Today · 4.125%
HK$72,492
baseline
▲ 0.50% · 4.625%
HK$76,313
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,984/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,125
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,369
−HK$2,279/mo
Today · 4.125%
HK$76,648
baseline
▲ 0.50% · 4.625%
HK$81,312
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,296/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,238
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,390
−HK$2,183/mo
Today · 4.125%
HK$84,573
baseline
▲ 0.50% · 4.625%
HK$89,031
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,146/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,732
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,617
−HK$2,930/mo
Today · 4.125%
HK$98,547
baseline
▲ 0.50% · 4.625%
HK$104,544
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,094/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,164
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,931
−HK$2,806/mo
Today · 4.125%
HK$108,737
baseline
▲ 0.50% · 4.625%
HK$114,469
+HK$5,732/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,474/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,205 · Scale 2, in force from 26 Feb 2026)