LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,521
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,124
−HK$1,628/mo
Today · 4.125%
HK$54,752
baseline
▲ 0.50% · 4.625%
HK$58,084
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,504/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,317
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,854
−HK$1,559/mo
Today · 4.125%
HK$60,413
baseline
▲ 0.50% · 4.625%
HK$63,598
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,826/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,825
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,749
−HK$1,953/mo
Today · 4.125%
HK$65,702
baseline
▲ 0.50% · 4.625%
HK$69,700
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,404/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,780
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,625
−HK$1,871/mo
Today · 4.125%
HK$72,496
baseline
▲ 0.50% · 4.625%
HK$76,317
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,992/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,130
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,373
−HK$2,280/mo
Today · 4.125%
HK$76,653
baseline
▲ 0.50% · 4.625%
HK$81,317
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,306/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,243
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,396
−HK$2,183/mo
Today · 4.125%
HK$84,579
baseline
▲ 0.50% · 4.625%
HK$89,037
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,158/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,738
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,623
−HK$2,931/mo
Today · 4.125%
HK$98,554
baseline
▲ 0.50% · 4.625%
HK$104,550
+HK$5,996/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,108/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,170
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,937
−HK$2,807/mo
Today · 4.125%
HK$108,744
baseline
▲ 0.50% · 4.625%
HK$114,476
+HK$5,732/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,488/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,265 · Scale 2, in force from 26 Feb 2026)