LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,521
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,124
−HK$1,628/mo
Today · 4.125%
HK$54,752
baseline
▲ 0.50% · 4.625%
HK$58,084
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,504/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,317
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,854
−HK$1,560/mo
Today · 4.125%
HK$60,414
baseline
▲ 0.50% · 4.625%
HK$63,598
+HK$3,184/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,828/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,826
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,749
−HK$1,954/mo
Today · 4.125%
HK$65,703
baseline
▲ 0.50% · 4.625%
HK$69,701
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,406/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,780
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,625
−HK$1,871/mo
Today · 4.125%
HK$72,496
baseline
▲ 0.50% · 4.625%
HK$76,318
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,992/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,130
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,374
−HK$2,279/mo
Today · 4.125%
HK$76,653
baseline
▲ 0.50% · 4.625%
HK$81,317
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,306/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,244
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,396
−HK$2,183/mo
Today · 4.125%
HK$84,579
baseline
▲ 0.50% · 4.625%
HK$89,037
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,158/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,739
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,623
−HK$2,931/mo
Today · 4.125%
HK$98,554
baseline
▲ 0.50% · 4.625%
HK$104,551
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,108/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,171
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,938
−HK$2,807/mo
Today · 4.125%
HK$108,745
baseline
▲ 0.50% · 4.625%
HK$114,477
+HK$5,732/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,490/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,270 · Scale 2, in force from 26 Feb 2026)