LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,524
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,126
−HK$1,628/mo
Today · 4.125%
HK$54,754
baseline
▲ 0.50% · 4.625%
HK$58,086
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,508/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,319
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,857
−HK$1,559/mo
Today · 4.125%
HK$60,416
baseline
▲ 0.50% · 4.625%
HK$63,601
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,832/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,828
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,751
−HK$1,954/mo
Today · 4.125%
HK$65,705
baseline
▲ 0.50% · 4.625%
HK$69,703
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,410/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,783
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,628
−HK$1,871/mo
Today · 4.125%
HK$72,499
baseline
▲ 0.50% · 4.625%
HK$76,321
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$144,998/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,133
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,377
−HK$2,279/mo
Today · 4.125%
HK$76,656
baseline
▲ 0.50% · 4.625%
HK$81,321
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,312/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,247
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,399
−HK$2,184/mo
Today · 4.125%
HK$84,583
baseline
▲ 0.50% · 4.625%
HK$89,041
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,166/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,742
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,627
−HK$2,931/mo
Today · 4.125%
HK$98,558
baseline
▲ 0.50% · 4.625%
HK$104,555
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,116/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,175
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,942
−HK$2,807/mo
Today · 4.125%
HK$108,749
baseline
▲ 0.50% · 4.625%
HK$114,481
+HK$5,732/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,498/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,309 · Scale 2, in force from 26 Feb 2026)