LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,525
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,128
−HK$1,628/mo
Today · 4.125%
HK$54,756
baseline
▲ 0.50% · 4.625%
HK$58,088
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,512/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,321
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,858
−HK$1,560/mo
Today · 4.125%
HK$60,418
baseline
▲ 0.50% · 4.625%
HK$63,603
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,836/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,830
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,753
−HK$1,954/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,705
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,785
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$1,872/mo
Today · 4.125%
HK$72,502
baseline
▲ 0.50% · 4.625%
HK$76,323
+HK$3,821/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,004/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,135
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,379
−HK$2,280/mo
Today · 4.125%
HK$76,659
baseline
▲ 0.50% · 4.625%
HK$81,323
+HK$4,664/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,318/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,249
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,402
−HK$2,183/mo
Today · 4.125%
HK$84,585
baseline
▲ 0.50% · 4.625%
HK$89,044
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,170/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,745
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,630
−HK$2,931/mo
Today · 4.125%
HK$98,561
baseline
▲ 0.50% · 4.625%
HK$104,558
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,122/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,178
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,945
−HK$2,807/mo
Today · 4.125%
HK$108,752
baseline
▲ 0.50% · 4.625%
HK$114,485
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,504/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,337 · Scale 2, in force from 26 Feb 2026)