LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,526
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,628/mo
Today · 4.125%
HK$54,757
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,514/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,559/mo
Today · 4.125%
HK$60,419
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,838/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,831
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,755
−HK$1,954/mo
Today · 4.125%
HK$65,709
baseline
▲ 0.50% · 4.625%
HK$69,707
+HK$3,998/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,418/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,787
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,631
−HK$1,872/mo
Today · 4.125%
HK$72,503
baseline
▲ 0.50% · 4.625%
HK$76,325
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,006/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,136
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,380
−HK$2,280/mo
Today · 4.125%
HK$76,660
baseline
▲ 0.50% · 4.625%
HK$81,325
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,320/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,251
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,403
−HK$2,184/mo
Today · 4.125%
HK$84,587
baseline
▲ 0.50% · 4.625%
HK$89,045
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,174/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,747
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,632
−HK$2,931/mo
Today · 4.125%
HK$98,563
baseline
▲ 0.50% · 4.625%
HK$104,560
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,126/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,180
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,947
−HK$2,807/mo
Today · 4.125%
HK$108,754
baseline
▲ 0.50% · 4.625%
HK$114,487
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,508/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,355 · Scale 2, in force from 26 Feb 2026)