LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,527
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,130
−HK$1,629/mo
Today · 4.125%
HK$54,759
baseline
▲ 0.50% · 4.625%
HK$58,091
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,518/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,324
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,861
−HK$1,560/mo
Today · 4.125%
HK$60,421
baseline
▲ 0.50% · 4.625%
HK$63,606
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,842/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,833
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,756
−HK$1,954/mo
Today · 4.125%
HK$65,710
baseline
▲ 0.50% · 4.625%
HK$69,709
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,420/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,788
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,633
−HK$1,872/mo
Today · 4.125%
HK$72,505
baseline
▲ 0.50% · 4.625%
HK$76,327
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,010/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,138
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,382
−HK$2,280/mo
Today · 4.125%
HK$76,662
baseline
▲ 0.50% · 4.625%
HK$81,327
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,324/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,253
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,406
−HK$2,183/mo
Today · 4.125%
HK$84,589
baseline
▲ 0.50% · 4.625%
HK$89,048
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,178/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,749
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,634
−HK$2,932/mo
Today · 4.125%
HK$98,566
baseline
▲ 0.50% · 4.625%
HK$104,563
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,132/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,183
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,950
−HK$2,807/mo
Today · 4.125%
HK$108,757
baseline
▲ 0.50% · 4.625%
HK$114,490
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,514/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,382 · Scale 2, in force from 26 Feb 2026)