LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,528
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,131
−HK$1,629/mo
Today · 4.125%
HK$54,760
baseline
▲ 0.50% · 4.625%
HK$58,091
+HK$3,331/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,520/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,325
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,862
−HK$1,560/mo
Today · 4.125%
HK$60,422
baseline
▲ 0.50% · 4.625%
HK$63,607
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,844/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,834
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,757
−HK$1,954/mo
Today · 4.125%
HK$65,711
baseline
▲ 0.50% · 4.625%
HK$69,710
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,422/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,790
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,634
−HK$1,872/mo
Today · 4.125%
HK$72,506
baseline
▲ 0.50% · 4.625%
HK$76,328
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,012/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,140
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,383
−HK$2,280/mo
Today · 4.125%
HK$76,663
baseline
▲ 0.50% · 4.625%
HK$81,328
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,326/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,254
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,407
−HK$2,183/mo
Today · 4.125%
HK$84,590
baseline
▲ 0.50% · 4.625%
HK$89,049
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,180/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,751
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,636
−HK$2,931/mo
Today · 4.125%
HK$98,567
baseline
▲ 0.50% · 4.625%
HK$104,565
+HK$5,998/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,134/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,184
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,952
−HK$2,807/mo
Today · 4.125%
HK$108,759
baseline
▲ 0.50% · 4.625%
HK$114,492
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,518/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,397 · Scale 2, in force from 26 Feb 2026)