LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,531
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,134
−HK$1,628/mo
Today · 4.125%
HK$54,762
baseline
▲ 0.50% · 4.625%
HK$58,094
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,524/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,327
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,865
−HK$1,560/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,837
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,760
−HK$1,954/mo
Today · 4.125%
HK$65,714
baseline
▲ 0.50% · 4.625%
HK$69,713
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,428/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,793
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,638
−HK$1,871/mo
Today · 4.125%
HK$72,509
baseline
▲ 0.50% · 4.625%
HK$76,331
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,018/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,143
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,387
−HK$2,280/mo
Today · 4.125%
HK$76,667
baseline
▲ 0.50% · 4.625%
HK$81,332
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,334/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,258
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,411
−HK$2,183/mo
Today · 4.125%
HK$84,594
baseline
▲ 0.50% · 4.625%
HK$89,053
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,188/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,755
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,640
−HK$2,932/mo
Today · 4.125%
HK$98,572
baseline
▲ 0.50% · 4.625%
HK$104,570
+HK$5,998/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,144/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,189
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,957
−HK$2,807/mo
Today · 4.125%
HK$108,764
baseline
▲ 0.50% · 4.625%
HK$114,497
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,528/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,441 · Scale 2, in force from 26 Feb 2026)