LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,531
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,134
−HK$1,629/mo
Today · 4.125%
HK$54,763
baseline
▲ 0.50% · 4.625%
HK$58,095
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,526/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,328
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,865
−HK$1,560/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,837
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,761
−HK$1,954/mo
Today · 4.125%
HK$65,715
baseline
▲ 0.50% · 4.625%
HK$69,714
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,430/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,793
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,638
−HK$1,872/mo
Today · 4.125%
HK$72,510
baseline
▲ 0.50% · 4.625%
HK$76,332
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,020/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,144
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,388
−HK$2,280/mo
Today · 4.125%
HK$76,668
baseline
▲ 0.50% · 4.625%
HK$81,333
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,336/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,259
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,411
−HK$2,184/mo
Today · 4.125%
HK$84,595
baseline
▲ 0.50% · 4.625%
HK$89,054
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,190/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,756
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,641
−HK$2,932/mo
Today · 4.125%
HK$98,573
baseline
▲ 0.50% · 4.625%
HK$104,570
+HK$5,997/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,146/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,190
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,958
−HK$2,807/mo
Today · 4.125%
HK$108,765
baseline
▲ 0.50% · 4.625%
HK$114,498
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,530/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,450 · Scale 2, in force from 26 Feb 2026)