LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,532
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,135
−HK$1,628/mo
Today · 4.125%
HK$54,763
baseline
▲ 0.50% · 4.625%
HK$58,096
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,526/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,329
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,866
−HK$1,560/mo
Today · 4.125%
HK$60,426
baseline
▲ 0.50% · 4.625%
HK$63,611
+HK$3,185/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,852/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,838
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,762
−HK$1,954/mo
Today · 4.125%
HK$65,716
baseline
▲ 0.50% · 4.625%
HK$69,715
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,432/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,794
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,639
−HK$1,872/mo
Today · 4.125%
HK$72,511
baseline
▲ 0.50% · 4.625%
HK$76,333
+HK$3,822/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,022/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,145
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,389
−HK$2,280/mo
Today · 4.125%
HK$76,669
baseline
▲ 0.50% · 4.625%
HK$81,334
+HK$4,665/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,338/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,260
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,413
−HK$2,183/mo
Today · 4.125%
HK$84,596
baseline
▲ 0.50% · 4.625%
HK$89,056
+HK$4,460/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,192/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,757
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,643
−HK$2,931/mo
Today · 4.125%
HK$98,574
baseline
▲ 0.50% · 4.625%
HK$104,572
+HK$5,998/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,148/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,192
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,959
−HK$2,808/mo
Today · 4.125%
HK$108,767
baseline
▲ 0.50% · 4.625%
HK$114,500
+HK$5,733/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,534/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,465 · Scale 2, in force from 26 Feb 2026)