LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,539
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,629/mo
Today · 4.125%
HK$54,771
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,542/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,336
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,874
−HK$1,560/mo
Today · 4.125%
HK$60,434
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,868/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,847
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,770
−HK$1,955/mo
Today · 4.125%
HK$65,725
baseline
▲ 0.50% · 4.625%
HK$69,724
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,450/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,804
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,649
−HK$1,872/mo
Today · 4.125%
HK$72,521
baseline
▲ 0.50% · 4.625%
HK$76,344
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,042/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,154
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,399
−HK$2,280/mo
Today · 4.125%
HK$76,679
baseline
▲ 0.50% · 4.625%
HK$81,345
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,358/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,271
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,424
−HK$2,184/mo
Today · 4.125%
HK$84,608
baseline
▲ 0.50% · 4.625%
HK$89,067
+HK$4,459/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,216/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,770
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,655
−HK$2,932/mo
Today · 4.125%
HK$98,587
baseline
▲ 0.50% · 4.625%
HK$104,586
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,174/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,205
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,973
−HK$2,808/mo
Today · 4.125%
HK$108,781
baseline
▲ 0.50% · 4.625%
HK$114,515
+HK$5,734/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,562/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,593 · Scale 2, in force from 26 Feb 2026)