LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,542
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,145
−HK$1,629/mo
Today · 4.125%
HK$54,774
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,548/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,877
−HK$1,560/mo
Today · 4.125%
HK$60,437
baseline
▲ 0.50% · 4.625%
HK$63,623
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,874/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,850
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,774
−HK$1,954/mo
Today · 4.125%
HK$65,728
baseline
▲ 0.50% · 4.625%
HK$69,728
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,456/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,807
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,653
−HK$1,872/mo
Today · 4.125%
HK$72,525
baseline
▲ 0.50% · 4.625%
HK$76,348
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,050/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,158
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,403
−HK$2,280/mo
Today · 4.125%
HK$76,683
baseline
▲ 0.50% · 4.625%
HK$81,349
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,366/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,275
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,428
−HK$2,184/mo
Today · 4.125%
HK$84,612
baseline
▲ 0.50% · 4.625%
HK$89,072
+HK$4,460/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,224/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,775
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,661
−HK$2,932/mo
Today · 4.125%
HK$98,593
baseline
▲ 0.50% · 4.625%
HK$104,592
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,186/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,211
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,979
−HK$2,808/mo
Today · 4.125%
HK$108,787
baseline
▲ 0.50% · 4.625%
HK$114,522
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,574/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,646 · Scale 2, in force from 26 Feb 2026)