LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,542
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,629/mo
Today · 4.125%
HK$54,775
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$3,332/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,550/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,878
−HK$1,560/mo
Today · 4.125%
HK$60,438
baseline
▲ 0.50% · 4.625%
HK$63,624
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,876/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,851
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,775
−HK$1,954/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,729
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,808
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,654
−HK$1,872/mo
Today · 4.125%
HK$72,526
baseline
▲ 0.50% · 4.625%
HK$76,349
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,052/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,159
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,404
−HK$2,280/mo
Today · 4.125%
HK$76,684
baseline
▲ 0.50% · 4.625%
HK$81,350
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,368/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,277
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,430
−HK$2,184/mo
Today · 4.125%
HK$84,614
baseline
▲ 0.50% · 4.625%
HK$89,074
+HK$4,460/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,228/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,776
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,662
−HK$2,932/mo
Today · 4.125%
HK$98,594
baseline
▲ 0.50% · 4.625%
HK$104,593
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,188/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,213
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,981
−HK$2,808/mo
Today · 4.125%
HK$108,789
baseline
▲ 0.50% · 4.625%
HK$114,523
+HK$5,734/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,578/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,660 · Scale 2, in force from 26 Feb 2026)