LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,543
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,629/mo
Today · 4.125%
HK$54,775
baseline
▲ 0.50% · 4.625%
HK$58,108
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,550/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,341
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,879
−HK$1,560/mo
Today · 4.125%
HK$60,439
baseline
▲ 0.50% · 4.625%
HK$63,625
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,878/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,851
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,775
−HK$1,955/mo
Today · 4.125%
HK$65,730
baseline
▲ 0.50% · 4.625%
HK$69,730
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,460/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,809
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,655
−HK$1,872/mo
Today · 4.125%
HK$72,527
baseline
▲ 0.50% · 4.625%
HK$76,350
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,054/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,160
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,405
−HK$2,280/mo
Today · 4.125%
HK$76,685
baseline
▲ 0.50% · 4.625%
HK$81,351
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,370/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,277
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,430
−HK$2,184/mo
Today · 4.125%
HK$84,614
baseline
▲ 0.50% · 4.625%
HK$89,075
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,228/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,777
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,663
−HK$2,932/mo
Today · 4.125%
HK$98,595
baseline
▲ 0.50% · 4.625%
HK$104,594
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,190/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,214
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,982
−HK$2,808/mo
Today · 4.125%
HK$108,790
baseline
▲ 0.50% · 4.625%
HK$114,524
+HK$5,734/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,580/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,670 · Scale 2, in force from 26 Feb 2026)