LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,544
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,148
−HK$1,628/mo
Today · 4.125%
HK$54,776
baseline
▲ 0.50% · 4.625%
HK$58,109
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,552/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,342
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,880
−HK$1,560/mo
Today · 4.125%
HK$60,440
baseline
▲ 0.50% · 4.625%
HK$63,626
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,880/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,853
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,777
−HK$1,955/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,731
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,811
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,656
−HK$1,873/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,352
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,162
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,407
−HK$2,280/mo
Today · 4.125%
HK$76,687
baseline
▲ 0.50% · 4.625%
HK$81,353
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,374/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,279
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,432
−HK$2,185/mo
Today · 4.125%
HK$84,617
baseline
▲ 0.50% · 4.625%
HK$89,077
+HK$4,460/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,234/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,780
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,666
−HK$2,932/mo
Today · 4.125%
HK$98,598
baseline
▲ 0.50% · 4.625%
HK$104,597
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,196/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,216
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$105,985
−HK$2,808/mo
Today · 4.125%
HK$108,793
baseline
▲ 0.50% · 4.625%
HK$114,527
+HK$5,734/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,586/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,694 · Scale 2, in force from 26 Feb 2026)