LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,545
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,148
−HK$1,629/mo
Today · 4.125%
HK$54,777
baseline
▲ 0.50% · 4.625%
HK$58,110
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,554/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,343
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,881
−HK$1,560/mo
Today · 4.125%
HK$60,441
baseline
▲ 0.50% · 4.625%
HK$63,627
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,882/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,854
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,778
−HK$1,955/mo
Today · 4.125%
HK$65,733
baseline
▲ 0.50% · 4.625%
HK$69,732
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,466/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,812
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,657
−HK$1,872/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,352
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,163
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,407
−HK$2,281/mo
Today · 4.125%
HK$76,688
baseline
▲ 0.50% · 4.625%
HK$81,354
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,376/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,280
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,433
−HK$2,185/mo
Today · 4.125%
HK$84,618
baseline
▲ 0.50% · 4.625%
HK$89,078
+HK$4,460/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,236/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,781
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,667
−HK$2,932/mo
Today · 4.125%
HK$98,599
baseline
▲ 0.50% · 4.625%
HK$104,598
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,198/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,218
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,986
−HK$2,808/mo
Today · 4.125%
HK$108,794
baseline
▲ 0.50% · 4.625%
HK$114,529
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,588/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,705 · Scale 2, in force from 26 Feb 2026)