LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,545
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,149
−HK$1,629/mo
Today · 4.125%
HK$54,778
baseline
▲ 0.50% · 4.625%
HK$58,111
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,556/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,344
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,882
−HK$1,560/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$63,628
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,854
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,778
−HK$1,955/mo
Today · 4.125%
HK$65,733
baseline
▲ 0.50% · 4.625%
HK$69,733
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,466/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,812
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,658
−HK$1,872/mo
Today · 4.125%
HK$72,530
baseline
▲ 0.50% · 4.625%
HK$76,353
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,060/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,163
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,408
−HK$2,281/mo
Today · 4.125%
HK$76,689
baseline
▲ 0.50% · 4.625%
HK$81,355
+HK$4,666/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,378/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,281
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,434
−HK$2,184/mo
Today · 4.125%
HK$84,618
baseline
▲ 0.50% · 4.625%
HK$89,079
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,236/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,782
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,668
−HK$2,932/mo
Today · 4.125%
HK$98,600
baseline
▲ 0.50% · 4.625%
HK$104,599
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,200/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,219
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,987
−HK$2,808/mo
Today · 4.125%
HK$108,795
baseline
▲ 0.50% · 4.625%
HK$114,530
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,590/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,715 · Scale 2, in force from 26 Feb 2026)