LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,546
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,149
−HK$1,629/mo
Today · 4.125%
HK$54,778
baseline
▲ 0.50% · 4.625%
HK$58,111
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,556/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,344
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,882
−HK$1,560/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$63,628
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,855
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,779
−HK$1,955/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,733
+HK$3,999/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,813
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,658
−HK$1,873/mo
Today · 4.125%
HK$72,531
baseline
▲ 0.50% · 4.625%
HK$76,354
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,062/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,164
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,409
−HK$2,280/mo
Today · 4.125%
HK$76,689
baseline
▲ 0.50% · 4.625%
HK$81,356
+HK$4,667/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,378/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,282
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,435
−HK$2,184/mo
Today · 4.125%
HK$84,619
baseline
▲ 0.50% · 4.625%
HK$89,080
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,238/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,782
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$95,668
−HK$2,933/mo
Today · 4.125%
HK$98,601
baseline
▲ 0.50% · 4.625%
HK$104,600
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,202/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,219
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$105,988
−HK$2,808/mo
Today · 4.125%
HK$108,796
baseline
▲ 0.50% · 4.625%
HK$114,531
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,592/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,723 · Scale 2, in force from 26 Feb 2026)