LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,546
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,150
−HK$1,629/mo
Today · 4.125%
HK$54,779
baseline
▲ 0.50% · 4.625%
HK$58,112
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,558/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,345
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$58,883
−HK$1,560/mo
Today · 4.125%
HK$60,443
baseline
▲ 0.50% · 4.625%
HK$63,629
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,886/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,856
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,780
−HK$1,954/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,734
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,814
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,659
−HK$1,873/mo
Today · 4.125%
HK$72,532
baseline
▲ 0.50% · 4.625%
HK$76,355
+HK$3,823/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,064/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,165
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,410
−HK$2,280/mo
Today · 4.125%
HK$76,690
baseline
▲ 0.50% · 4.625%
HK$81,357
+HK$4,667/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$153,380/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,283
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,436
−HK$2,184/mo
Today · 4.125%
HK$84,620
baseline
▲ 0.50% · 4.625%
HK$89,081
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.82M · min. income ≈ HK$169,240/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,783
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$95,669
−HK$2,933/mo
Today · 4.125%
HK$98,602
baseline
▲ 0.50% · 4.625%
HK$104,601
+HK$5,999/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$197,204/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,221
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,989
−HK$2,808/mo
Today · 4.125%
HK$108,797
baseline
▲ 0.50% · 4.625%
HK$114,532
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.34M · min. income ≈ HK$217,594/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,734 · Scale 2, in force from 26 Feb 2026)