LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,550
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,629/mo
Today · 4.125%
HK$54,783
baseline
▲ 0.50% · 4.625%
HK$58,116
+HK$3,333/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,566/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,349
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,561/mo
Today · 4.125%
HK$60,448
baseline
▲ 0.50% · 4.625%
HK$63,634
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,896/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,860
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,785
−HK$1,955/mo
Today · 4.125%
HK$65,740
baseline
▲ 0.50% · 4.625%
HK$69,740
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$131,480/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,819
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,665
−HK$1,872/mo
Today · 4.125%
HK$72,537
baseline
▲ 0.50% · 4.625%
HK$76,361
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.56M · min. income ≈ HK$145,074/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,171
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,415
−HK$2,281/mo
Today · 4.125%
HK$76,696
baseline
▲ 0.50% · 4.625%
HK$81,363
+HK$4,667/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,392/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,289
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,442
−HK$2,185/mo
Today · 4.125%
HK$84,627
baseline
▲ 0.50% · 4.625%
HK$89,088
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,254/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,791
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,677
−HK$2,932/mo
Today · 4.125%
HK$98,609
baseline
▲ 0.50% · 4.625%
HK$104,610
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,218/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,229
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$105,997
−HK$2,809/mo
Today · 4.125%
HK$108,806
baseline
▲ 0.50% · 4.625%
HK$114,541
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,612/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,809 · Scale 2, in force from 26 Feb 2026)