LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,553
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,157
−HK$1,629/mo
Today · 4.125%
HK$54,786
baseline
▲ 0.50% · 4.625%
HK$58,120
+HK$3,334/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,572/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,352
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,891
−HK$1,560/mo
Today · 4.125%
HK$60,451
baseline
▲ 0.50% · 4.625%
HK$63,637
+HK$3,186/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,902/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,864
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,788
−HK$1,955/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,744
+HK$4,001/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,823
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,669
−HK$1,872/mo
Today · 4.125%
HK$72,541
baseline
▲ 0.50% · 4.625%
HK$76,365
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,082/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,175
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,420
−HK$2,280/mo
Today · 4.125%
HK$76,700
baseline
▲ 0.50% · 4.625%
HK$81,368
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,400/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,293
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,447
−HK$2,184/mo
Today · 4.125%
HK$84,631
baseline
▲ 0.50% · 4.625%
HK$89,092
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,262/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,796
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$95,682
−HK$2,933/mo
Today · 4.125%
HK$98,615
baseline
▲ 0.50% · 4.625%
HK$104,615
+HK$6,000/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,230/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,234
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,003
−HK$2,809/mo
Today · 4.125%
HK$108,812
baseline
▲ 0.50% · 4.625%
HK$114,547
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,624/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,863 · Scale 2, in force from 26 Feb 2026)