LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,555
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,629/mo
Today · 4.125%
HK$54,788
baseline
▲ 0.50% · 4.625%
HK$58,122
+HK$3,334/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$109,576/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,354
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,893
−HK$1,560/mo
Today · 4.125%
HK$60,453
baseline
▲ 0.50% · 4.625%
HK$63,640
+HK$3,187/mo
Deposit HK$11.30M · loan HK$11.30M · min. income ≈ HK$120,906/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,866
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,790
−HK$1,956/mo
Today · 4.125%
HK$65,746
baseline
▲ 0.50% · 4.625%
HK$69,746
+HK$4,000/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,492/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,825
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,671
−HK$1,873/mo
Today · 4.125%
HK$72,544
baseline
▲ 0.50% · 4.625%
HK$76,368
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,088/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,177
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,422
−HK$2,281/mo
Today · 4.125%
HK$76,703
baseline
▲ 0.50% · 4.625%
HK$81,370
+HK$4,667/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,406/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,296
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,450
−HK$2,184/mo
Today · 4.125%
HK$84,634
baseline
▲ 0.50% · 4.625%
HK$89,095
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,268/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,799
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$95,686
−HK$2,932/mo
Today · 4.125%
HK$98,618
baseline
▲ 0.50% · 4.625%
HK$104,619
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,236/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,238
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,007
−HK$2,809/mo
Today · 4.125%
HK$108,816
baseline
▲ 0.50% · 4.625%
HK$114,551
+HK$5,735/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,632/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,895 · Scale 2, in force from 26 Feb 2026)