LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,558
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,162
−HK$1,629/mo
Today · 4.125%
HK$54,791
baseline
▲ 0.50% · 4.625%
HK$58,125
+HK$3,334/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,582/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,357
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,896
−HK$1,560/mo
Today · 4.125%
HK$60,456
baseline
▲ 0.50% · 4.625%
HK$63,643
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,912/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,869
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,794
−HK$1,955/mo
Today · 4.125%
HK$65,749
baseline
▲ 0.50% · 4.625%
HK$69,750
+HK$4,001/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,498/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,829
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,675
−HK$1,873/mo
Today · 4.125%
HK$72,548
baseline
▲ 0.50% · 4.625%
HK$76,372
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,096/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,181
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,426
−HK$2,281/mo
Today · 4.125%
HK$76,707
baseline
▲ 0.50% · 4.625%
HK$81,375
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,414/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,300
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,454
−HK$2,185/mo
Today · 4.125%
HK$84,639
baseline
▲ 0.50% · 4.625%
HK$89,100
+HK$4,461/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,278/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,804
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,691
−HK$2,933/mo
Today · 4.125%
HK$98,624
baseline
▲ 0.50% · 4.625%
HK$104,625
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,248/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,243
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,012
−HK$2,809/mo
Today · 4.125%
HK$108,821
baseline
▲ 0.50% · 4.625%
HK$114,558
+HK$5,737/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,642/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,947 · Scale 2, in force from 26 Feb 2026)