LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,559
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,162
−HK$1,630/mo
Today · 4.125%
HK$54,792
baseline
▲ 0.50% · 4.625%
HK$58,126
+HK$3,334/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,584/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,358
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,897
−HK$1,560/mo
Today · 4.125%
HK$60,457
baseline
▲ 0.50% · 4.625%
HK$63,644
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,914/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,870
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,955/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,751
+HK$4,001/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,830
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,676
−HK$1,873/mo
Today · 4.125%
HK$72,549
baseline
▲ 0.50% · 4.625%
HK$76,373
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,098/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,182
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,427
−HK$2,281/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,302
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,455
−HK$2,185/mo
Today · 4.125%
HK$84,640
baseline
▲ 0.50% · 4.625%
HK$89,102
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,280/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,805
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,692
−HK$2,933/mo
Today · 4.125%
HK$98,625
baseline
▲ 0.50% · 4.625%
HK$104,626
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,250/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,245
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,014
−HK$2,809/mo
Today · 4.125%
HK$108,823
baseline
▲ 0.50% · 4.625%
HK$114,559
+HK$5,736/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,646/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,962 · Scale 2, in force from 26 Feb 2026)