LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,560
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,164
−HK$1,629/mo
Today · 4.125%
HK$54,793
baseline
▲ 0.50% · 4.625%
HK$58,127
+HK$3,334/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,586/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,360
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,898
−HK$1,561/mo
Today · 4.125%
HK$60,459
baseline
▲ 0.50% · 4.625%
HK$63,646
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,918/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,872
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,796
−HK$1,956/mo
Today · 4.125%
HK$65,752
baseline
▲ 0.50% · 4.625%
HK$69,753
+HK$4,001/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,504/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,832
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,678
−HK$1,873/mo
Today · 4.125%
HK$72,551
baseline
▲ 0.50% · 4.625%
HK$76,375
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,102/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,184
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,429
−HK$2,281/mo
Today · 4.125%
HK$76,710
baseline
▲ 0.50% · 4.625%
HK$81,378
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,420/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,304
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,457
−HK$2,185/mo
Today · 4.125%
HK$84,642
baseline
▲ 0.50% · 4.625%
HK$89,104
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,284/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,808
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,695
−HK$2,933/mo
Today · 4.125%
HK$98,628
baseline
▲ 0.50% · 4.625%
HK$104,629
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,256/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,248
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,017
−HK$2,809/mo
Today · 4.125%
HK$108,826
baseline
▲ 0.50% · 4.625%
HK$114,562
+HK$5,736/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,652/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,987 · Scale 2, in force from 26 Feb 2026)