LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,562
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,166
−HK$1,629/mo
Today · 4.125%
HK$54,795
baseline
▲ 0.50% · 4.625%
HK$58,130
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,590/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,362
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,560/mo
Today · 4.125%
HK$60,461
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,922/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,874
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,799
−HK$1,956/mo
Today · 4.125%
HK$65,755
baseline
▲ 0.50% · 4.625%
HK$69,756
+HK$4,001/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$131,510/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,835
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,681
−HK$1,873/mo
Today · 4.125%
HK$72,554
baseline
▲ 0.50% · 4.625%
HK$76,378
+HK$3,824/mo
Deposit HK$9.04M · loan HK$13.57M · min. income ≈ HK$145,108/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,187
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,432
−HK$2,282/mo
Today · 4.125%
HK$76,714
baseline
▲ 0.50% · 4.625%
HK$81,381
+HK$4,667/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,428/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,307
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,461
−HK$2,185/mo
Today · 4.125%
HK$84,646
baseline
▲ 0.50% · 4.625%
HK$89,108
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,292/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,812
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,699
−HK$2,933/mo
Today · 4.125%
HK$98,632
baseline
▲ 0.50% · 4.625%
HK$104,633
+HK$6,001/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,264/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,252
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,021
−HK$2,809/mo
Today · 4.125%
HK$108,830
baseline
▲ 0.50% · 4.625%
HK$114,567
+HK$5,737/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,660/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,027 · Scale 2, in force from 26 Feb 2026)