LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,566
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,170
−HK$1,629/mo
Today · 4.125%
HK$54,799
baseline
▲ 0.50% · 4.625%
HK$58,134
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,598/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,366
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,905
−HK$1,561/mo
Today · 4.125%
HK$60,466
baseline
▲ 0.50% · 4.625%
HK$63,653
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,932/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,879
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,804
−HK$1,955/mo
Today · 4.125%
HK$65,759
baseline
▲ 0.50% · 4.625%
HK$69,760
+HK$4,001/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,518/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,840
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,686
−HK$1,873/mo
Today · 4.125%
HK$72,559
baseline
▲ 0.50% · 4.625%
HK$76,383
+HK$3,824/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,118/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,192
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,438
−HK$2,281/mo
Today · 4.125%
HK$76,719
baseline
▲ 0.50% · 4.625%
HK$81,387
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,438/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,313
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,467
−HK$2,185/mo
Today · 4.125%
HK$84,652
baseline
▲ 0.50% · 4.625%
HK$89,114
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,304/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,818
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,705
−HK$2,934/mo
Today · 4.125%
HK$98,639
baseline
▲ 0.50% · 4.625%
HK$104,641
+HK$6,002/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,278/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,259
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,029
−HK$2,809/mo
Today · 4.125%
HK$108,838
baseline
▲ 0.50% · 4.625%
HK$114,575
+HK$5,737/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,676/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,095 · Scale 2, in force from 26 Feb 2026)