LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,568
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,172
−HK$1,630/mo
Today · 4.125%
HK$54,802
baseline
▲ 0.50% · 4.625%
HK$58,136
+HK$3,334/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,604/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,369
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,907
−HK$1,561/mo
Today · 4.125%
HK$60,468
baseline
▲ 0.50% · 4.625%
HK$63,656
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,936/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,881
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,806
−HK$1,956/mo
Today · 4.125%
HK$65,762
baseline
▲ 0.50% · 4.625%
HK$69,763
+HK$4,001/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,524/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,843
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,689
−HK$1,873/mo
Today · 4.125%
HK$72,562
baseline
▲ 0.50% · 4.625%
HK$76,387
+HK$3,825/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,124/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,195
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,441
−HK$2,281/mo
Today · 4.125%
HK$76,722
baseline
▲ 0.50% · 4.625%
HK$81,391
+HK$4,669/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,444/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,316
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,470
−HK$2,186/mo
Today · 4.125%
HK$84,656
baseline
▲ 0.50% · 4.625%
HK$89,118
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,312/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,822
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,710
−HK$2,933/mo
Today · 4.125%
HK$98,643
baseline
▲ 0.50% · 4.625%
HK$104,645
+HK$6,002/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,286/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,264
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,033
−HK$2,810/mo
Today · 4.125%
HK$108,843
baseline
▲ 0.50% · 4.625%
HK$114,580
+HK$5,737/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,686/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,136 · Scale 2, in force from 26 Feb 2026)