LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,571
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$53,175
−HK$1,629/mo
Today · 4.125%
HK$54,804
baseline
▲ 0.50% · 4.625%
HK$58,139
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,608/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,372
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,910
−HK$1,561/mo
Today · 4.125%
HK$60,471
baseline
▲ 0.50% · 4.625%
HK$63,659
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,942/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,810
−HK$1,955/mo
Today · 4.125%
HK$65,765
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,530/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,846
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,692
−HK$1,874/mo
Today · 4.125%
HK$72,566
baseline
▲ 0.50% · 4.625%
HK$76,391
+HK$3,825/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,132/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,199
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,445
−HK$2,281/mo
Today · 4.125%
HK$76,726
baseline
▲ 0.50% · 4.625%
HK$81,395
+HK$4,669/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,452/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,320
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,475
−HK$2,185/mo
Today · 4.125%
HK$84,660
baseline
▲ 0.50% · 4.625%
HK$89,122
+HK$4,462/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,320/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,827
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,714
−HK$2,934/mo
Today · 4.125%
HK$98,648
baseline
▲ 0.50% · 4.625%
HK$104,651
+HK$6,003/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,296/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,269
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,039
−HK$2,809/mo
Today · 4.125%
HK$108,848
baseline
▲ 0.50% · 4.625%
HK$114,586
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,696/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,185 · Scale 2, in force from 26 Feb 2026)