LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,571
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,176
−HK$1,629/mo
Today · 4.125%
HK$54,805
baseline
▲ 0.50% · 4.625%
HK$58,140
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,610/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,373
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,911
−HK$1,561/mo
Today · 4.125%
HK$60,472
baseline
▲ 0.50% · 4.625%
HK$63,660
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,944/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,886
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,811
−HK$1,956/mo
Today · 4.125%
HK$65,767
baseline
▲ 0.50% · 4.625%
HK$69,768
+HK$4,001/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,534/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,847
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,694
−HK$1,873/mo
Today · 4.125%
HK$72,567
baseline
▲ 0.50% · 4.625%
HK$76,392
+HK$3,825/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,134/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,200
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,446
−HK$2,282/mo
Today · 4.125%
HK$76,728
baseline
▲ 0.50% · 4.625%
HK$81,396
+HK$4,668/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$153,456/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,322
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,476
−HK$2,185/mo
Today · 4.125%
HK$84,661
baseline
▲ 0.50% · 4.625%
HK$89,124
+HK$4,463/mo
Deposit HK$6.78M · loan HK$15.83M · min. income ≈ HK$169,322/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,829
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,716
−HK$2,934/mo
Today · 4.125%
HK$98,650
baseline
▲ 0.50% · 4.625%
HK$104,652
+HK$6,002/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$197,300/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,271
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,041
−HK$2,809/mo
Today · 4.125%
HK$108,850
baseline
▲ 0.50% · 4.625%
HK$114,588
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.35M · min. income ≈ HK$217,700/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,203 · Scale 2, in force from 26 Feb 2026)