LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,572
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,176
−HK$1,630/mo
Today · 4.125%
HK$54,806
baseline
▲ 0.50% · 4.625%
HK$58,141
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,612/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,373
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,912
−HK$1,561/mo
Today · 4.125%
HK$60,473
baseline
▲ 0.50% · 4.625%
HK$63,660
+HK$3,187/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,946/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,886
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,811
−HK$1,956/mo
Today · 4.125%
HK$65,767
baseline
▲ 0.50% · 4.625%
HK$69,769
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,534/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,848
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,694
−HK$1,873/mo
Today · 4.125%
HK$72,567
baseline
▲ 0.50% · 4.625%
HK$76,393
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,134/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,201
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,446
−HK$2,282/mo
Today · 4.125%
HK$76,728
baseline
▲ 0.50% · 4.625%
HK$81,397
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,456/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,322
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,477
−HK$2,185/mo
Today · 4.125%
HK$84,662
baseline
▲ 0.50% · 4.625%
HK$89,125
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,324/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,829
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,717
−HK$2,934/mo
Today · 4.125%
HK$98,651
baseline
▲ 0.50% · 4.625%
HK$104,653
+HK$6,002/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,302/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,272
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,041
−HK$2,810/mo
Today · 4.125%
HK$108,851
baseline
▲ 0.50% · 4.625%
HK$114,589
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,702/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,210 · Scale 2, in force from 26 Feb 2026)