LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,573
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,177
−HK$1,630/mo
Today · 4.125%
HK$54,807
baseline
▲ 0.50% · 4.625%
HK$58,142
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,614/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,374
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,561/mo
Today · 4.125%
HK$60,474
baseline
▲ 0.50% · 4.625%
HK$63,662
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,948/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,888
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,813
−HK$1,955/mo
Today · 4.125%
HK$65,768
baseline
▲ 0.50% · 4.625%
HK$69,770
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,536/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,849
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,696
−HK$1,873/mo
Today · 4.125%
HK$72,569
baseline
▲ 0.50% · 4.625%
HK$76,394
+HK$3,825/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,138/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,202
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,448
−HK$2,282/mo
Today · 4.125%
HK$76,730
baseline
▲ 0.50% · 4.625%
HK$81,399
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,460/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,324
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,478
−HK$2,186/mo
Today · 4.125%
HK$84,664
baseline
▲ 0.50% · 4.625%
HK$89,127
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,328/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,831
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,719
−HK$2,934/mo
Today · 4.125%
HK$98,653
baseline
▲ 0.50% · 4.625%
HK$104,655
+HK$6,002/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,306/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,274
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,044
−HK$2,809/mo
Today · 4.125%
HK$108,853
baseline
▲ 0.50% · 4.625%
HK$114,591
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,706/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,230 · Scale 2, in force from 26 Feb 2026)