LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,574
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,178
−HK$1,630/mo
Today · 4.125%
HK$54,808
baseline
▲ 0.50% · 4.625%
HK$58,143
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,616/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,376
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,914
−HK$1,561/mo
Today · 4.125%
HK$60,475
baseline
▲ 0.50% · 4.625%
HK$63,663
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,950/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,889
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,814
−HK$1,956/mo
Today · 4.125%
HK$65,770
baseline
▲ 0.50% · 4.625%
HK$69,772
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,540/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,851
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,697
−HK$1,873/mo
Today · 4.125%
HK$72,570
baseline
▲ 0.50% · 4.625%
HK$76,396
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,140/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,204
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,450
−HK$2,281/mo
Today · 4.125%
HK$76,731
baseline
▲ 0.50% · 4.625%
HK$81,400
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,462/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,326
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,480
−HK$2,186/mo
Today · 4.125%
HK$84,666
baseline
▲ 0.50% · 4.625%
HK$89,128
+HK$4,462/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,332/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,833
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,721
−HK$2,934/mo
Today · 4.125%
HK$98,655
baseline
▲ 0.50% · 4.625%
HK$104,658
+HK$6,003/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,310/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,276
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,046
−HK$2,810/mo
Today · 4.125%
HK$108,856
baseline
▲ 0.50% · 4.625%
HK$114,594
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,712/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,250 · Scale 2, in force from 26 Feb 2026)