LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,575
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,179
−HK$1,630/mo
Today · 4.125%
HK$54,809
baseline
▲ 0.50% · 4.625%
HK$58,144
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,618/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,377
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,915
−HK$1,561/mo
Today · 4.125%
HK$60,476
baseline
▲ 0.50% · 4.625%
HK$63,664
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,952/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,890
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,815
−HK$1,956/mo
Today · 4.125%
HK$65,771
baseline
▲ 0.50% · 4.625%
HK$69,773
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,542/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,852
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,698
−HK$1,874/mo
Today · 4.125%
HK$72,572
baseline
▲ 0.50% · 4.625%
HK$76,397
+HK$3,825/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,144/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,205
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,451
−HK$2,282/mo
Today · 4.125%
HK$76,733
baseline
▲ 0.50% · 4.625%
HK$81,402
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,466/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,327
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,482
−HK$2,185/mo
Today · 4.125%
HK$84,667
baseline
▲ 0.50% · 4.625%
HK$89,130
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,334/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,835
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,723
−HK$2,933/mo
Today · 4.125%
HK$98,656
baseline
▲ 0.50% · 4.625%
HK$104,659
+HK$6,003/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,312/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,278
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,048
−HK$2,810/mo
Today · 4.125%
HK$108,858
baseline
▲ 0.50% · 4.625%
HK$114,596
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,716/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,267 · Scale 2, in force from 26 Feb 2026)