LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,577
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,181
−HK$1,630/mo
Today · 4.125%
HK$54,811
baseline
▲ 0.50% · 4.625%
HK$58,146
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,622/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,378
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,917
−HK$1,561/mo
Today · 4.125%
HK$60,478
baseline
▲ 0.50% · 4.625%
HK$63,666
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,956/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,892
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,817
−HK$1,956/mo
Today · 4.125%
HK$65,773
baseline
▲ 0.50% · 4.625%
HK$69,775
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,546/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,854
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,701
−HK$1,873/mo
Today · 4.125%
HK$72,574
baseline
▲ 0.50% · 4.625%
HK$76,400
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,148/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,207
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,453
−HK$2,282/mo
Today · 4.125%
HK$76,735
baseline
▲ 0.50% · 4.625%
HK$81,404
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,470/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,330
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,484
−HK$2,186/mo
Today · 4.125%
HK$84,670
baseline
▲ 0.50% · 4.625%
HK$89,133
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,340/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,838
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,726
−HK$2,934/mo
Today · 4.125%
HK$98,660
baseline
▲ 0.50% · 4.625%
HK$104,663
+HK$6,003/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,320/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,281
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,051
−HK$2,810/mo
Today · 4.125%
HK$108,861
baseline
▲ 0.50% · 4.625%
HK$114,599
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,722/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,299 · Scale 2, in force from 26 Feb 2026)