LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,577
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,182
−HK$1,630/mo
Today · 4.125%
HK$54,812
baseline
▲ 0.50% · 4.625%
HK$58,147
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,624/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,379
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,918
−HK$1,561/mo
Today · 4.125%
HK$60,479
baseline
▲ 0.50% · 4.625%
HK$63,667
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,958/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,893
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,956/mo
Today · 4.125%
HK$65,774
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,548/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,702
−HK$1,873/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,401
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,208
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,455
−HK$2,282/mo
Today · 4.125%
HK$76,737
baseline
▲ 0.50% · 4.625%
HK$81,406
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,474/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,331
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,486
−HK$2,185/mo
Today · 4.125%
HK$84,671
baseline
▲ 0.50% · 4.625%
HK$89,134
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,342/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,839
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,727
−HK$2,934/mo
Today · 4.125%
HK$98,661
baseline
▲ 0.50% · 4.625%
HK$104,665
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,322/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,283
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,053
−HK$2,810/mo
Today · 4.125%
HK$108,863
baseline
▲ 0.50% · 4.625%
HK$114,601
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,726/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,314 · Scale 2, in force from 26 Feb 2026)