LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,580
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,184
−HK$1,630/mo
Today · 4.125%
HK$54,814
baseline
▲ 0.50% · 4.625%
HK$58,149
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,628/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,382
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,921
−HK$1,561/mo
Today · 4.125%
HK$60,482
baseline
▲ 0.50% · 4.625%
HK$63,670
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,964/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,821
−HK$1,956/mo
Today · 4.125%
HK$65,777
baseline
▲ 0.50% · 4.625%
HK$69,779
+HK$4,002/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,554/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,858
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,705
−HK$1,873/mo
Today · 4.125%
HK$72,578
baseline
▲ 0.50% · 4.625%
HK$76,404
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,156/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,211
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,458
−HK$2,282/mo
Today · 4.125%
HK$76,740
baseline
▲ 0.50% · 4.625%
HK$81,409
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,480/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,334
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,489
−HK$2,186/mo
Today · 4.125%
HK$84,675
baseline
▲ 0.50% · 4.625%
HK$89,138
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,350/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,843
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,731
−HK$2,934/mo
Today · 4.125%
HK$98,665
baseline
▲ 0.50% · 4.625%
HK$104,669
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,330/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,287
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,057
−HK$2,810/mo
Today · 4.125%
HK$108,867
baseline
▲ 0.50% · 4.625%
HK$114,606
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,734/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,354 · Scale 2, in force from 26 Feb 2026)