LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,581
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,185
−HK$1,630/mo
Today · 4.125%
HK$54,815
baseline
▲ 0.50% · 4.625%
HK$58,151
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,630/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,383
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,922
−HK$1,561/mo
Today · 4.125%
HK$60,483
baseline
▲ 0.50% · 4.625%
HK$63,671
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,966/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,897
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,822
−HK$1,956/mo
Today · 4.125%
HK$65,778
baseline
▲ 0.50% · 4.625%
HK$69,781
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,556/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,860
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,706
−HK$1,874/mo
Today · 4.125%
HK$72,580
baseline
▲ 0.50% · 4.625%
HK$76,406
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,160/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,213
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,459
−HK$2,282/mo
Today · 4.125%
HK$76,741
baseline
▲ 0.50% · 4.625%
HK$81,411
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,482/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,336
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,491
−HK$2,186/mo
Today · 4.125%
HK$84,677
baseline
▲ 0.50% · 4.625%
HK$89,140
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,354/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,845
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,733
−HK$2,935/mo
Today · 4.125%
HK$98,668
baseline
▲ 0.50% · 4.625%
HK$104,671
+HK$6,003/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,336/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,290
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,060
−HK$2,810/mo
Today · 4.125%
HK$108,870
baseline
▲ 0.50% · 4.625%
HK$114,609
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,740/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,376 · Scale 2, in force from 26 Feb 2026)