LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,582
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,186
−HK$1,630/mo
Today · 4.125%
HK$54,816
baseline
▲ 0.50% · 4.625%
HK$58,152
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,632/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,384
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,923
−HK$1,561/mo
Today · 4.125%
HK$60,484
baseline
▲ 0.50% · 4.625%
HK$63,672
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,968/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,898
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,823
−HK$1,956/mo
Today · 4.125%
HK$65,779
baseline
▲ 0.50% · 4.625%
HK$69,782
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,558/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,861
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,708
−HK$1,873/mo
Today · 4.125%
HK$72,581
baseline
▲ 0.50% · 4.625%
HK$76,407
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,162/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,214
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,460
−HK$2,283/mo
Today · 4.125%
HK$76,743
baseline
▲ 0.50% · 4.625%
HK$81,412
+HK$4,669/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,486/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,338
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,492
−HK$2,186/mo
Today · 4.125%
HK$84,678
baseline
▲ 0.50% · 4.625%
HK$89,141
+HK$4,463/mo
Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$169,356/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,847
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,735
−HK$2,934/mo
Today · 4.125%
HK$98,669
baseline
▲ 0.50% · 4.625%
HK$104,673
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,338/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,291
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,061
−HK$2,811/mo
Today · 4.125%
HK$108,872
baseline
▲ 0.50% · 4.625%
HK$114,610
+HK$5,738/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,744/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,390 · Scale 2, in force from 26 Feb 2026)