LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,583
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,188
−HK$1,630/mo
Today · 4.125%
HK$54,818
baseline
▲ 0.50% · 4.625%
HK$58,153
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,636/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,386
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,925
−HK$1,561/mo
Today · 4.125%
HK$60,486
baseline
▲ 0.50% · 4.625%
HK$63,674
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,972/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,900
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,825
−HK$1,956/mo
Today · 4.125%
HK$65,781
baseline
▲ 0.50% · 4.625%
HK$69,784
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,562/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,863
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,710
−HK$1,873/mo
Today · 4.125%
HK$72,583
baseline
▲ 0.50% · 4.625%
HK$76,409
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,166/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,216
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,463
−HK$2,282/mo
Today · 4.125%
HK$76,745
baseline
▲ 0.50% · 4.625%
HK$81,415
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,490/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,340
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,494
−HK$2,186/mo
Today · 4.125%
HK$84,680
baseline
▲ 0.50% · 4.625%
HK$89,144
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,360/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,849
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,738
−HK$2,934/mo
Today · 4.125%
HK$98,672
baseline
▲ 0.50% · 4.625%
HK$104,676
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,344/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,294
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,064
−HK$2,811/mo
Today · 4.125%
HK$108,875
baseline
▲ 0.50% · 4.625%
HK$114,614
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,750/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,418 · Scale 2, in force from 26 Feb 2026)