LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,584
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,189
−HK$1,630/mo
Today · 4.125%
HK$54,819
baseline
▲ 0.50% · 4.625%
HK$58,155
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,638/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,387
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,926
−HK$1,561/mo
Today · 4.125%
HK$60,487
baseline
▲ 0.50% · 4.625%
HK$63,676
+HK$3,189/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,974/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,901
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,827
−HK$1,956/mo
Today · 4.125%
HK$65,783
baseline
▲ 0.50% · 4.625%
HK$69,786
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,566/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,864
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,711
−HK$1,874/mo
Today · 4.125%
HK$72,585
baseline
▲ 0.50% · 4.625%
HK$76,411
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,170/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,218
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,464
−HK$2,283/mo
Today · 4.125%
HK$76,747
baseline
▲ 0.50% · 4.625%
HK$81,417
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,494/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,342
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,497
−HK$2,185/mo
Today · 4.125%
HK$84,682
baseline
▲ 0.50% · 4.625%
HK$89,146
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,364/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,852
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,740
−HK$2,934/mo
Today · 4.125%
HK$98,674
baseline
▲ 0.50% · 4.625%
HK$104,678
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,348/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,297
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,067
−HK$2,810/mo
Today · 4.125%
HK$108,877
baseline
▲ 0.50% · 4.625%
HK$114,616
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,754/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,442 · Scale 2, in force from 26 Feb 2026)