LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,586
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,190
−HK$1,631/mo
Today · 4.125%
HK$54,821
baseline
▲ 0.50% · 4.625%
HK$58,156
+HK$3,335/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,642/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,389
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,928
−HK$1,561/mo
Today · 4.125%
HK$60,489
baseline
▲ 0.50% · 4.625%
HK$63,678
+HK$3,189/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,978/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,903
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,829
−HK$1,956/mo
Today · 4.125%
HK$65,785
baseline
▲ 0.50% · 4.625%
HK$69,788
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,570/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,867
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,713
−HK$1,874/mo
Today · 4.125%
HK$72,587
baseline
▲ 0.50% · 4.625%
HK$76,413
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,174/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,220
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,467
−HK$2,282/mo
Today · 4.125%
HK$76,749
baseline
▲ 0.50% · 4.625%
HK$81,419
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,498/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,344
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,499
−HK$2,186/mo
Today · 4.125%
HK$84,685
baseline
▲ 0.50% · 4.625%
HK$89,149
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,370/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,855
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,743
−HK$2,934/mo
Today · 4.125%
HK$98,677
baseline
▲ 0.50% · 4.625%
HK$104,682
+HK$6,005/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,354/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,300
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,070
−HK$2,811/mo
Today · 4.125%
HK$108,881
baseline
▲ 0.50% · 4.625%
HK$114,620
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,762/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,471 · Scale 2, in force from 26 Feb 2026)