LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,589
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,631/mo
Today · 4.125%
HK$54,824
baseline
▲ 0.50% · 4.625%
HK$58,160
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,648/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,392
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,931
−HK$1,562/mo
Today · 4.125%
HK$60,493
baseline
▲ 0.50% · 4.625%
HK$63,681
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,986/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,906
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,832
−HK$1,957/mo
Today · 4.125%
HK$65,789
baseline
▲ 0.50% · 4.625%
HK$69,792
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,578/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,870
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,717
−HK$1,874/mo
Today · 4.125%
HK$72,591
baseline
▲ 0.50% · 4.625%
HK$76,418
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,182/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,224
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,471
−HK$2,282/mo
Today · 4.125%
HK$76,753
baseline
▲ 0.50% · 4.625%
HK$81,424
+HK$4,671/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,506/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,349
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,504
−HK$2,186/mo
Today · 4.125%
HK$84,690
baseline
▲ 0.50% · 4.625%
HK$89,154
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,380/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,860
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,748
−HK$2,935/mo
Today · 4.125%
HK$98,683
baseline
▲ 0.50% · 4.625%
HK$104,687
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,366/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,306
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,076
−HK$2,811/mo
Today · 4.125%
HK$108,887
baseline
▲ 0.50% · 4.625%
HK$114,626
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,774/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,525 · Scale 2, in force from 26 Feb 2026)