LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,590
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,194
−HK$1,631/mo
Today · 4.125%
HK$54,825
baseline
▲ 0.50% · 4.625%
HK$58,161
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,650/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,393
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,932
−HK$1,562/mo
Today · 4.125%
HK$60,494
baseline
▲ 0.50% · 4.625%
HK$63,682
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,988/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,908
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,833
−HK$1,957/mo
Today · 4.125%
HK$65,790
baseline
▲ 0.50% · 4.625%
HK$69,793
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$131,580/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,872
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,719
−HK$1,873/mo
Today · 4.125%
HK$72,592
baseline
▲ 0.50% · 4.625%
HK$76,419
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.57M · min. income ≈ HK$145,184/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,225
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,472
−HK$2,283/mo
Today · 4.125%
HK$76,755
baseline
▲ 0.50% · 4.625%
HK$81,425
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,510/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,350
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,505
−HK$2,186/mo
Today · 4.125%
HK$84,691
baseline
▲ 0.50% · 4.625%
HK$89,155
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,382/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,861
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,750
−HK$2,935/mo
Today · 4.125%
HK$98,685
baseline
▲ 0.50% · 4.625%
HK$104,689
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,370/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,307
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,078
−HK$2,811/mo
Today · 4.125%
HK$108,889
baseline
▲ 0.50% · 4.625%
HK$114,628
+HK$5,739/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,778/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,541 · Scale 2, in force from 26 Feb 2026)