LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,591
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,196
−HK$1,630/mo
Today · 4.125%
HK$54,826
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,652/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,395
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,934
−HK$1,562/mo
Today · 4.125%
HK$60,496
baseline
▲ 0.50% · 4.625%
HK$63,684
+HK$3,188/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,992/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,909
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,835
−HK$1,957/mo
Today · 4.125%
HK$65,792
baseline
▲ 0.50% · 4.625%
HK$69,795
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,584/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,874
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,721
−HK$1,874/mo
Today · 4.125%
HK$72,595
baseline
▲ 0.50% · 4.625%
HK$76,421
+HK$3,826/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,190/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,228
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,474
−HK$2,283/mo
Today · 4.125%
HK$76,757
baseline
▲ 0.50% · 4.625%
HK$81,427
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,514/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,353
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,508
−HK$2,186/mo
Today · 4.125%
HK$84,694
baseline
▲ 0.50% · 4.625%
HK$89,158
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,388/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,864
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,753
−HK$2,935/mo
Today · 4.125%
HK$98,688
baseline
▲ 0.50% · 4.625%
HK$104,692
+HK$6,004/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,376/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,310
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,081
−HK$2,811/mo
Today · 4.125%
HK$108,892
baseline
▲ 0.50% · 4.625%
HK$114,632
+HK$5,740/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,784/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,571 · Scale 2, in force from 26 Feb 2026)