LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,593
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,198
−HK$1,630/mo
Today · 4.125%
HK$54,828
baseline
▲ 0.50% · 4.625%
HK$58,164
+HK$3,336/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,656/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,397
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,936
−HK$1,562/mo
Today · 4.125%
HK$60,498
baseline
▲ 0.50% · 4.625%
HK$63,687
+HK$3,189/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,996/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,912
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,837
−HK$1,957/mo
Today · 4.125%
HK$65,794
baseline
▲ 0.50% · 4.625%
HK$69,797
+HK$4,003/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,588/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,876
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,723
−HK$1,874/mo
Today · 4.125%
HK$72,597
baseline
▲ 0.50% · 4.625%
HK$76,424
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,194/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,230
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,477
−HK$2,283/mo
Today · 4.125%
HK$76,760
baseline
▲ 0.50% · 4.625%
HK$81,430
+HK$4,670/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,520/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,355
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,510
−HK$2,187/mo
Today · 4.125%
HK$84,697
baseline
▲ 0.50% · 4.625%
HK$89,161
+HK$4,464/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,394/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,867
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,756
−HK$2,935/mo
Today · 4.125%
HK$98,691
baseline
▲ 0.50% · 4.625%
HK$104,696
+HK$6,005/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,382/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,314
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,085
−HK$2,811/mo
Today · 4.125%
HK$108,896
baseline
▲ 0.50% · 4.625%
HK$114,636
+HK$5,740/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,792/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,603 · Scale 2, in force from 26 Feb 2026)